Dr. V. Thirumurugan is the Associate Director of Campus Administration at SRM Institute of Science and Technology (SRMIST).

 Dr. V. Thirumurugan is the Associate Director of Campus Administration at SRM Institute of Science and Technology (SRMIST). In this role, he is responsible for overseeing campus operations, ensuring operational efficiency, and enhancing campus life for students and faculty. ​https://www.srmist.edu.in/about-us/administrative-heads/director-campus-administration/

Beyond his administrative duties, Dr. Thirumurugan is an active researcher in civil engineering, with a focus on infilled reinforced concrete (RC) frames. His work includes studies on the structural significance of pneumatic interfaces in masonry-infilled RC frames. ​https://scholar.google.co.in/citations?user=UjmabZ8AAAAJ&hl=en

Dr. Thirumurugan holds a Bachelor of Engineering from Annamalai University, a Master's in Structural Engineering, and a Ph.D. from SRMIST. He is also recognized as a Fellow of the Institute of Engineers (India). ​https://www.linkedin.com/in/dr-varatharajan-thirumurugan-02110812/

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PM-Vidyalakshmi Scheme

 The PM-Vidyalakshmi scheme is an initiative by the Government of India to provide a single-window platform for students seeking education loans and scholarships. It is designed to simplify the process of applying for financial assistance for higher education.

Key Features of the PM-Vidyalakshmi Scheme

1. Education Loan Portal:

   • Centralized platform to apply for education loans from multiple banks.

   • Integrated with the Pradhan Mantri Vidya Lakshmi Karyakram (PMVLK).

2. Easy Loan Application Process:

   • Students can apply for loans through a common application form (CELAF).

   • The portal allows tracking of loan status and communication with banks.

3. Banks & Schemes Available:

   • More than 40 banks offer education loans via this platform.

   • Loan schemes include subsidies and interest benefits for eligible candidates.

4. Link to National Scholarship Portal (NSP):

   • The platform provides information on various government scholarships.

   • Students can apply for financial aid alongside loan applications.

5. No Need for Multiple Applications:

   • A single registration allows students to apply to multiple banks at once.

   • Simplifies the process and reduces paperwork.

6. Government Subsidy & Interest Benefits:

   • Linked with the Credit Guarantee Fund Scheme for Education Loans (CGFSEL).

   • Interest subsidy available for students from economically weaker sections under different government schemes.

How to Apply?

1. Visit the official Vidyalakshmi portal – https://www.vidyalakshmi.co.in.

2. Register using personal details.

3. Fill out the Common Education Loan Application Form (CELAF).

4. Choose from available loan schemes and banks.

5. Submit the application and track the status online.

This initiative helps students access education loans easily and transparently, promoting higher education opportunities across India.

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